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How should you invest in the post-pandemic era? Investment strategies for three different situations

The COVID pandemic, which has caused the world’s largest and longest economic shutdown since the Great Depression of 1930, will continue to damage the global economy. Economic growth and inflation will fall, while unemployment rises, both at home and overseas.

The COVID pandemic, which has caused the world’s largest and longest economic shutdown since the Great Depression of 1930, will continue to damage the global economy. Economic growth and inflation will fall, while unemployment rises, both at home and overseas. In other words, for ordinary people who save but do not habitually invest, when the “wolf” of inflation really arrives, it will eventually “devour” years of savings. For experienced investors, the post-pandemic era is also a “bad time”, full of difficulties and challenges. In the current poor conditions, investors struggle to find attractive safe assets, and familiar investments such as gold, property and shares may no longer be the best choices.

Yet by making good use of market downturns and allocating assets sensibly, protecting against inflation and preserving and growing wealth are not impossible tasks, provided you choose a reliable investment product—

Squirrel Group currently offers three investment products: Home Loans, Business Property Loans and Personal Loans:

Let YIJU take you through the figures

Investor

  • Amount invested: $10,000

  • Investment term: 5 years (with the option to withdraw funds early)

  • Annual investment return: 7.0%

  • Payment method: monthly payments of principal and interest

  • Total amount received: $11,937

 

Borrower

  • Annual interest rate payable: 10.95%.

  • Annual service fee: 1.95%, totalling $540

  • Annual insurance premium: 2.00%, totalling $553

Squirrel Group is a mortgage brokerage and P2P lending platform focused on technology and product innovation. Since its establishment in 2007, its average annual lending has exceeded NZ$1,000,000,000. The company uses a proprietary cloud-based platform to provide mortgage services, property investment advice and P2P lending: a straightforward business with a long operating history and promising prospects.

As the table shows, Squirrel Group’s three investment products are convenient and straightforward, with sound management, strong liquidity, high returns and low risk, making them rare finds in New Zealand’s investment market:

Convenient investing: everything can be managed online, with investors choosing their investment product, return, amount and term. Entry requirements are low: New Zealand permanent residents and citizens aged 18 and over can invest.

High security: since their launch, none of the investment products has experienced overdue payments or bad debts. Funds are diversified, backed by collateral and supported by insurance funds.

High returns: annual returns exceed 4%. Returns vary between products, but all are higher than bank deposit interest.

Good liquidity: funds can be withdrawn early by selling investments on the existing secondary market.

 

Squirrel website: https://www.squirrel.co.nz/

Investor booklet: https://www.squirrel.co.nz/media/2695/investor-booklet-v20.pdf

Investment registration website: https://app.squirrelmoney.co.nz/register

Related legal documents: https://www.squirrel.co.nz/legal-agreements

Investment enquiries in Chinese: WeChat QR code

 

In the challenging post-pandemic era, ordinary people simply hope to move their assets into a “good era” that turns challenges into opportunities. Sifting through the endless stream of “innovative” products to find a reliable investment is no longer the exclusive preserve of investment experts.

By choosing Squirrel Group, you are already at the starting line for successful investing and money management. With a few clicks, you can select an investment product suited to your financial circumstances, invest steadily and earn returns commensurate with the risk.